Inverness Florida Boat Insurance

Relax with full peace of mind on your boat by knowing you’re properly insured. Budget Insurance Offices writes boat insurance for our clients in the Inverness, FL and Citrus County area, including ones in Floral City, Beverly Hills and Citrus Hills, as well as those in Crystal River, Homosassa, Inglis, Hernando and Dunnellon.


As an independent insurance agency, we represent a dozen different carriers, which creates competition among companies vying to insure you. That in turn means you will receive better price points and coverage for your boat. Check out the types of boat insurance coverage we can write for you:

Coverages for Boat Insurance

  • Total Loss Replacement
  • Disappearing deductibles
  • Personal property coverage (Dependent on homeowner’s deductible)
  • Fuel spill & wreckage removal
  • Towing & labor expenses
  • Fishing equipment coverage up to $20,000
  • 24-hour roadside assistance

Here’s How We Can Help You Obtain Boat Insurance Discounts

  • Safety course discount
  • Original owner discount
  • Multi- boat discounts
  • Homeowner discount
  • Claim free renewal discount
  • Small claim forgiveness
  • Prompt payment discount
  • Responsible driver discount
  • Idle Assisted Steering discount

Our insurance specialists have over 85 years of combined industry experience. We know exactly how to find you ways to save money while still getting the quality boat insurance package you need.

If you have any general or specific questions or if you would like to learn more about how we can help you with your insurance needs, contact us at your convenience.